Payment
Two payment methods, deliberately
Lumikraft Mercantile offers exactly two methods: UPI in advance, or cash when the parcel arrives.
UPI
Paid up front through your own bank’s UPI.
Cash on Delivery
Pay at the door, in cash, on delivery.
Indian rupees
Everything is priced in ₹ with tax included.
How you can pay
UPI covers prepayment. You confirm in your banking app, and the order enters packing as soon as it clears.
There is no surcharge on Cash on Delivery across serviceable PIN codes, though remote areas and high-value baskets may be prepaid-only — checkout makes that clear.
Not accepted
The methods we do not handle:
- Credit cards and debit cards
- International payment processors and wallets
- Bank transfers arranged outside checkout
- Post-dated cheques or instalment plans
Taxes
Because turnover sits below the GST registration threshold, Lumikraft Mercantile is not registered for GST. That means no GST on your order, no GSTIN on the invoice, and no tax line at checkout. The listed price is the price, with delivery added only where it applies.
Security of payment
We do not store card numbers, UPI PINs or bank credentials, and we never ask for them by email or phone.
Because approval happens in your own app, nothing sensitive crosses this website. Anyone asking for your OTP is not us.
No hidden charges. Delivery, where it applies, is shown in the cart before you pay.